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    ComplaintsforUnitedHealth Group

    Health Insurance
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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Customer Service Issues
      Status:
      Resolved
      Today, 11/06/2024, I attempted to set up an online account with United ************************** for my new ******** prescription drug plan. I was unable to set it up after numerous attempts as it kept giving me an error message. I contacted customer service via chat and worked with ****,. She said that I had an incomplete account associated with my email address and the web tech team would help me with deleting of the incomplete account. After the deletion of the account I could use my email to register. She said to contact ************ Monday - Friday 6 a.m. to 10 p.m.CST Saturday 8 a.m. - 4 p.m CST and they would solve my problem. I called the number and before they would help me with my technical issue, they tried to sell me a savings plan of some sort and would not move on when I refused to approve a fee the savings plan. I told them in no uncertain terms that I did not want this program and I want to technical support. The person I spoke to said to call him *****, just kept trying to get my information to sell this program to me. I finally hung up on him without my problem solved. What kind of technical support is it when you call and they want to charge you and send sell you some sort of savings program in order to have technical support. I find this very misleading and very unethical to be referred to this number that she had to know was going to be a sales pitch. They need to be reported for such behavior.

      Business response

      11/07/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee

      Customer response

      11/07/2024

       Better Business Bureau:

      I want to cancel the complaint as I dialed the wrong number. It was all my fault not United HealthCare's. I apologize for causing any problems.  ***** *******
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      This business is responsible for billing for the ambulance ride I had to take on September 4, 2024. I have been calling for weeks trying to get a copy of my invoice to submit to the insurance, and every time I call and ask for a supervisor to return my call, they never do. I have no other way of getting in contact with them or another way to file a complaint.

      Business response

      11/06/2024

      This will acknowledge receipt of your complaint to the BBB, complaint number ********. Thank you for bringing this issue to our attention. Unfortunately, we are unable to find a policy for you in our system. Please provide us with your member information. After we receive this information, we will investigate your issue.

      Sincerely,
      Consumer Affairs
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I was IN the hospital. When I got out, as I knew my premium was due while I was admitted in the hospital, I called on a conference call with a member of the healthcare marketplace. We were told as long as I paid on the 1st of November, nothing would be suspended. I paid on the 1st as promised for both October AND November. When I went to pick up my medications, my coverage was suspended and I had to take out a payday loan just to cover my husband's insulin AFTER i paid my premium. I have a recording of a supervisor last Friday, telling me that she was going to call the pharmacy and let them know how to bill it to make it go through. She never called and I had to pay cash. This is fraud and theft! Now today, I have been on the phone for over 4 and a half hours trying to speak with a supervisor. I have been disconnected and called right back, called other numbers I was given an told to call etc. this is ridiculous!

      Business response

      11/06/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA),I am unable to respond directly to you regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ******************************.
      Sincerely,

      ****** *.
    • Complaint Type:
      Service or Repair Issues
      Status:
      Resolved
      *** has a program called One Pass Select which gives members who pay monthly to access multiple gyms in the area. I first signed up for the digital version that would give me home workout videos, but after speaking to One Pass, I was convinced that the perks of becoming a premium member would be worth it. One of the perks of becoming a member is a free ******* plus account while I was on the phone with them. We came up with a plan to cancel my previous ******* plus account to put it under my One Pass account when the renewal was up. According to their rules, the premium account doesnt activate until the start the next month so there was a waiting period but they said that after the premium account kicked in, I would be able to cancel my ******* plus account on the renewal date And sign up again but under my One Pass account, which would cover it. They never said this was time sensitive. In fact, they said the opposite. Now they are saying, after I already canceled my previous ******** account (which I would have gotten at a discounted rate upon renewal if I stay with that W+ account) that the offer wasnt valid for W+ coverage. So basically, they lied to me and told me that there would be perks available if I sign up and then they took those perks away; they did this in order to get me to sign up. All I want is for them to keep their word on what would be available.

      Business response

      11/04/2024

      To Whom It May Concern:

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the consumers correspondence and/or a description of the issue, we will be responding directly to the consumer.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate

      Customer response

      11/04/2024

       Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Since they cant correspond because of HIPAA, I will place my complaint with HHS and the state insurance department.

    • Complaint Type:
      Product Issues
      Status:
      Answered
      I am filing a complaint against Optum for poor communication and lack of follow-up concerning an urgent request for information. On August 27, 2024, I received a "Second Notice for Information" from Optum regarding a treatment I received at Tysons Emergency on June 4, 2024 (Event Number: PMR 12809061-12810813). This notice explicitly requested that I contact Optum immediately, which I did. However, despite this notice and an earlier one, Optum has not followed up or provided any additional information to address my case.I made every effort to comply with Optum's request by calling the provided toll-free number *************) as instructed. Unfortunately, my calls and attempts to reach a resolution have been ignored, leaving me with no clear understanding of the information they are requesting or how to proceed.This lack of follow-through has caused unnecessary stress and confusion, as I am left uncertain about any potential billing or administrative implications related to my treatment. I request that Optum take prompt action to provide the necessary follow-up, including clarifying the information required and assisting me with any steps needed to resolve this matter.

      Business response

      11/04/2024

      To Whom It May Concern:

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the consumers correspondence and/or a description of the issue, we will be responding directly to the consumer.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      I was diagnosed with chronic hepatitis C infection by my primary care physician in 10/2024.We decided on treatment with the medication *******. He sent the prescription to my retail pharmacy (a local CVA) who transferred the prescription to their specialty pharmacy in ************. The specialty pharmacy informed me that they needed prior authorization from my physician which he processed and was approved. Once that happened, the specialty pharmacy stated that they couldn't fill the prescription because they were not my insurance preferred pharmacy. I had to contacted my insurance and advised to ask my primary care physician to redirect the prescription to OptumRx (aka BriovaRx). My physician had already checked my hepatitis C viral load (~200K copies), checked for fibrosis (FIB-4 score of 1.0) and the genotype of hepatitis (genotype 6) as per guidelines. Optum Rx refused to fill the prescription unless they were provided with copies of the laboratory tests directly from my physician's office. My doctor's fax was not working and I offered to fax them the results myself but they declined. At this point, I've been trying to get this medication for almost a month and Optum Rx policies and protocols are doing nothing other than delaying my care and putting my health at risk. Since I also have HIV infection, I have a higher risk of rapid progression to fibrosis and as a primary care physician myself, this kind of unnecessary barriers only put patient's health at risk.

      Business response

      11/04/2024

      To Whom It May Concern:

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the consumers correspondence and/or a description of the issue, we will be responding directly to the consumer.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate
    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      They deny all ***** Dental procedures. I need a crown and they keep saying - 50 Percent of the tooth must be missing. The tooth has a large filling and it's cracked.When I called them they said - the narrative wasn't sent in with the request....I know that's not true because I saw what the dentist sent in. My husband went through the same troubles.I'm in pain and I need this work done... when I called them they said it would be another 30 days for them to make a decision. Ref I-450115356 talked to *****

      Business response

      11/06/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at *****************************.

      Sincerely,
      *******
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      *** is supposed to reimburse me 50% of all out of network expenses, including my absolutely necessary, DBT group therapy and Individual psychotherapy. I spend about $200 a week on this and its supposed to be reimbursed. Since May 2024, I have not received a reimbursement check for any of the services. Ive called multiple times and each person tells me that my issue will be resolved and it never gets resolved. I am out thousands of dollars And extremely frustrated.

      Business response

      10/31/2024

      To Whom It May Concern:

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the consumers correspondence and/or a description of the issue, we will be responding directly to the consumer. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate

    • Complaint Type:
      Product Issues
      Status:
      Answered
      Mom passed away on June 28 2024, AARP deducted ****** from her checking, after being notified they (AARP) sent a refund check for said amount. PROBLEM check was sent in her name to her estate to which there isn't an estate or checking( because i closed the checking account after calling those who used it. I had to pay the amount(******) to close her checking in july after her death. Just trying to recover money i lost with a check IN MY NAME. Mom an I have the same last name same address and i am her first born so what is the problem. i have been dealing with this since closing her account in july. The bank will not except a check in her name now and it would cost me more money then its worth for orphans court or estate

      Business response

      10/30/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you (Better Business Bureau) regarding these concerns. Since your letter provided a copy of the member representatives correspondence and/or a description of the issue, we will be responding directly to the submitter.  The submitter should expect outreach to him from our ******** Supplemental Team regarding this matter.

      Thank you,

      ******* *.

    • Complaint Type:
      Product Issues
      Status:
      Answered
      After an identity theft situation, I was given a transaction inquiry by my bank. I noticed a charge for $589.02 for membership dues. I didn&#**;t recognize this chg. I would not pay that much for any membership! The bank gave me a print out showing an auto pay for the last year. Couldn&#**;t give me any specifics. I ******* name and called them. It took a bit but they said it was for H323536**333430323137H insurance and that I was enrolled in 04/2023. I remembered working with an Ins agent ***** ******* to purchase ins. Through the ************ help line . The insurance that I signed up for denied me. There was a second Ins. That accepted me and I was waiting for a packet of info and I assumed ID cards but nothing arrived. Then I received a letter saying something like upon further review, they would not be able to insure me. I never received a thing and under great frustration I didn&#**;t continue to look for other H323536**333430323137H ins. I am a fairly H32**3532353233303834Hy person. They have apparently been taking the $589.02 every month with no renewal or notice or me ever using it. I didn&#**;t have an ID account no. I have further found that it isn&#**;t even Ins. It is a discount program? I canceled and asked for a refund. They were willing to prorate the current month. I was told I wasn&#**;t due a refund for non use. Please help me recover my money. I know I should have been more responsible with my banking. We have been at the same bank for over 30 yrs. I occasionally review my transactions, but now that everything is online and paperless I have not kept up. I am not that good at technology and my printer hasn&#**;t been working. That is how I was hacked. Trying to fix printer. Please if possible speaking to a person would be preferred. 10/16/24 called ************ at 1:32pm and canceled. Spoke to *****, ********* Provider *********, I was told Effective date was 4/3/23. Mem# **GUI19690 ******************* Life. Original Agent ***** ******* ************** *******, called him he was sorry, couldn&#**;t help me.

      Business response

      11/06/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************

      Sincerely,

      ******* **********

      Manager-Consumer Affairs

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