Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Americo Life Inc. has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Americo Life Inc.

      300 W 11th St Kansas City, MO 64105-1618

    • Americo Life Inc.

      PO Box 410288 Kansas City, MO 64141-0288

    Business ProfileforAmerico Life Inc.

    Life Insurance
    Multi Location Business

    At-a-glance

    Customer Reviews

    1.16/5stars

    Average of 91 Customer Reviews

    Customer Complaints

    92 complaints closed in last 3 years

    36 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Overview

    Based in Kansas City, Americo provides financial products including life insurance, term insurance, annuities and final expense. Americo Financial Life and Annuity Insurance Company is authorized to conduct the business of insurance in the District of Columbia and all states except New York and Vermont. 

    Business Details

    This is a multi-location business.

    Find a Location

    Americo Life Inc. has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Americo Life Inc.

        300 W 11th St Kansas City, MO 64105-1618

      • Americo Life Inc.

        PO Box 410288 Kansas City, MO 64141-0288

      Location of This Business
      300 W 11th St, Kansas City, MO 64105-1618
      BBB File Opened:
      7/28/1994
      Years in Business:
      32
      Business Started:
      10/26/1992
      Type of Entity:
      Corporation
      Alternate Business Name
      • National Farmers Union Life
      • Americo Life Insurance
      • Americo Financial Life & Annuity Insurance Co
      • Victory Life Insurance Company
      • United Fidelity Life Insurance
      • Great Southern Life Insurance Co
      Business Management
      • Dawna McGill, Compliance Manager
      • Jack Fortini, Company Contact
      • Becky Criswell, Director of Compliance
      Contact Information

      Principal

      • Becky Criswell, Director of Compliance

      Customer Contact

      • Becky Criswell, Director of Compliance
      Additional Contact Information

      Fax Numbers

      • (816) 391-2246
        Primary Fax

      Phone Numbers

      Industry Tip

      BBB Tip: How to buy life insurance

      Customer Complaints

      92 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Customer Reviews

      91 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      John N

      1 star

      11/21/2024

      I opened an annuity account with Americo in October of 2018 with my life savings of $11,000. As of November 9th, 2024, my account is worth $10,862.57. Americo has charged me thousands of dollars in fees to manage my account. They literally charge me money to lose me money. They refused to let me have money unless I paid a surrounding fee of $800. According to inflation calculators, $11,000 in 2018 (the year I started my annuity), is approximately $13,921.22. Leaving me at a net loss of almost 4k. Based on tangible numbers, Americos' annuity has underperformed any HYSA, LYSA, or government bonds that exist in the world. I have paid AMERICO thousands of dollars in fees and continue to pay you while hemorrhaging money. I have emailed and called them numerous times, begging them to wave the fee and let me leave with the losses that they inflected on me and they have repeatedly said no. This company is the definition of legalized scamming and hope my story can save others

      Local BBB

      BBB of Midwest Plains

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.