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Find a Location

American Credit Service has 4 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    • American Credit Service

      9400 Gravois Rd Saint Louis, MO 63123-4530

    • American Credit Service

      8803 Gravois Rd Floor 1 Saint Louis, MO 63123-4621

    • American Credit Service

      8803 Gravois Rd Fl 1 Saint Louis, MO 63123-4621

    • American Credit Service

      752 Hawk Run Dr O Fallon, MO 63368-3780

    Customer ReviewsforAmerican Credit Service

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    7 Customer Reviews

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    • Review from Clarice R

      1 star

      08/23/2024

      These people call me on the average of 8-10 times per week asking personal information about my credit card totals. Ive asked as many times for them to leave me alone, stop calling and its all in vain. Its verging on harassment. Blocking phone numbers is useless because they call from another number. With a company doing a hard sell like this, I wouldnt trust them with my dogs chew toy.

      American Credit Service Response

      08/28/2024

      This is not American Credit Services Licensed in ***************** contacted you. We do not call people asking them for information over the phone. I have received several complaints about this. There is some company out there using our name.
    • Review from Malini R

      1 star

      02/26/2024

      They are constantly calling and when I sternly told them I will report them then they really started harassing me by calling me 6-8 times daily from different numbers. It is HARASSMENT and yes we will definitely *** if I get one more day of calls from them. The employees definitely are wasting their time and the company money by indulging in these prank calls AFTER I told them I will be reporting them. I hope you understand that it is against law. Definitely asking for trouble.
    • Review from Jeffery h

      1 star

      02/19/2024

      Constantly calling multiple times a day from mulitple spoofed numbers for a loan to consolidate any credit card debt I my have. Not interested. Business is a complete scam. I have asked them to stop calling numerous times. Next call is their states attorney general and mine along with the *** and CFPB. Done with this.

      American Credit Service Response

      02/20/2024

      This person must have American Credit Services confused with another company. We do not call customers to consolidated credit card debt. Our customers call ** to apply for an installment loan to help rebuild their credit.
    • Review from Geanna F

      1 star

      02/19/2024

      My husband is being sued over a loan he never even signed or applied for. Getting any information to get this resolved has been an absolute nightmare. According to these people, if your information is stolen & used, you're still liable for the loan...

      American Credit Service Response

      02/20/2024

      This person is not in my data base they must have American Credit Services confused with another company.
    • Review from Jason H

      1 star

      09/18/2023

      Repeatedly calling from private & Spoofed numbers multiple times a day. I've told them to remove me from the call list, they keep calling. Never done any type of business with this organization.

      American Credit Service Response

      09/19/2023

      ***********, we believe that you may have ** confused with a different American Credit Services. We do not have your information in our database and only lend to consumers that reside in the *****************.
    • Review from Ramona C

      1 star

      07/29/2023

      Keep calling me 5 -6 times a day when I asked to be removed from their calling list. I will be reporting them to the **** They now call from a blocked unknown number but after I asked so many times to stop they are still is violating ! Stop calling me PLEASE. . I have no loans or any past or present business dealings with this company btw

      American Credit Service Response

      07/31/2023

      We researched this customers complaint and found that our company/employees have had no interaction with this customer. Further, the customer doesn't even reside in our database. We believe that this customer has us confused with another company.
    • Review from Michael H

      1 star

      01/14/2022

      The service is trash ,we agreed to have me come in to make payments on contract but instead of that they continue to run my debit card without my permission i already went there once and they said they would not do it again ,but today 1/13/2022 they ran my debit card again forcing me to pay an overdraft fee. I think its illegal for them to do that because i signed an agreement with them

      American Credit Service Response

      01/17/2022

      *******, I would like to let you know that ownership has been trying to reach out to you multiple times over the last few weeks to discuss the matter and we still have not received any sort of callback or response from you. As for your debit card concerns. We are abiding by our contractual obligations that you signed on the date of your contract. If you would like to review them, please refer to your contract. I'd like to point out a few things regarding your transaction with us and the contractual obligations that Im referencing. You should be aware that you did provide your debit card number for payment purposes at the time you took your loan out. If you didnt want payments taken from your debit card, why did you provide that information to us? Further, per your written agreement with us, your contract states that "We may re-initiate debit payments..... if the electronic payment is returned, rejected or remains uncollected" Your agreement also states that "Your authorization to electronically debit your bank account and debit your card will remain in effect until you terminate it by giving us written notice at the address listed on the Loan Agreement". To this day, we still have not received any written notification from you to terminate the use of your debit card. If you'd like to submit that notice to us via mail, or email, we will be more than happy to turn off your debit card payments.

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