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Find a Location

First Mutual Insurance Company has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Please enter a valid location.

    Business ProfileforFirst Mutual Insurance Company

    Insurance Companies
    Multi Location Business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 1 Customer Reviews

    Customer Complaints

    This business has 0 complaints

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Business Details

    This is a multi-location business.

    Find a Location

    First Mutual Insurance Company has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Location of This Business
      614 E Market St, Smithfield, NC 27577-3926
      BBB File Opened:
      2/6/1980
      Years in Business:
      63
      Business Started:
      2/16/1961
      Business Incorporated:
      2/16/1961
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 812800 for this business, issued by North Carolina Department of Insurance

      These agencies may include:

      North Carolina Department of Insurance

      PO Box 26387

      Raleigh NC 27611

      (919) 807-6750

      https://www.ncdoi.gov/

      Type of Entity:
      Corporation
      Business Management
      • Mr. Graham R. Neville, CEO
      Contact Information

      Principal

      • Mr. Graham R. Neville, CEO

      Customer Contact

      • Mr. Graham R. Neville, CEO
      • Ms. Lori Williams, Accounting Manager
      Additional Contact Information

      Phone Numbers

      Email Addresses

      Customer Complaints

      0 Customer Complaints

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      File a Complaint

      Customer Reviews

      1 Customer Reviews

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      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Daniella W

      1 star

      12/05/2023

      Mrs. ******** was kind enough to explain that only the back slope of our roof will be replaced. She explained because we are missing 15 shingles on the back slope but only 8 on the front, then we can simply replace those 8. I asked, just to be sure, if that was her polite way of encouraging me to removed 7 additional shingles from the front so we can get a full roof replacement? She said no. Then I asked Mrs. ******** if she had a directory of roofers who only replace half roofs? And she again said no, not her job. Well, I doubt getting me to switch our home insurance company was in her job description, yet she managed to accomplish that! I doubt getting me to file a complaint with ** Insurance Commissioner was in her job description, yet she managed to accomplish that! 10 years with this company and this is what we get? Done. FINISHED!

      First Mutual Insurance Company Response

      12/07/2023

      We thank you for the opportunity to respond. This claim was assigned to an independent adjusting firm. The company claims manager based the decision on payment of this claim from the information contained in the adjusters report. The damaged shingles on the backslope were scattered and the damaged shingles on the front were concentrated in one place which makes repair easier. The Company does not discriminate in its methodology on payment of claims among insureds.  The Company does not recommend repair people and this is a transaction that is better handled by the insured. Attached you will find a publication from the ** **** of Insurance which addresses claims of the type ******************************* has.  Per ** **** of Insurance "A Consumer's Guide to Homeowner's Insurance" -- page 27 "If my roof is damaged, does the company have to replace my whole roof? No, they only have to replace the damaged area, even if the shingles will not match (e.g. the original shingles are now discontinued). I did notice in her complaint that the thought entered her mind about committing insurance fraud to collect more in damages.

      Best Regards.

      Local BBB

      BBB of Eastern Carolinas

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