Business ProfileforPayless Car Sales
Additional business information
On June 26, 2023, BBB contacted the business regarding its website stating the following, "GOOD CREDIT, BAD CREDIT, NO CREDIT, EVERYBODY GETS APPROVED.."
According to the BBB Code of Advertising, No Credit Rejected
The words "guaranteed approval" "no credit" or words of similar import should not be used unless true, since they imply that consumer credit will be extended to anyone regardless of the person's credit worthiness or financial ability to pay.
In BBB's experience, auto dealers who make these claims are often trying to convey to consumers that they will work with them to get financing. However, most financing for those with poor credit includes higher finance charges and annual percentage rates and a much higher down payment. Hence, these claims do not support the BBB Code of Advertising.
Unfortunately, the business failed to respond to BBB's request to modify or remove the claim.
At-a-glance
Related Categories
Overview
Business Details
- Location of This Business
- 927 Us Highway 9, South Amboy, NJ 08879-1485
- BBB File Opened:
- 3/8/2011
- Years in Business:
- 14
- Business Started:
- 7/1/2010
- Business Incorporated:
- 7/1/2010
- Licensing Information:
- This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.BBB records show a license number of 04119U for this business, issued by NJ Motor Vehicle Commission
These agencies may include:
NJ Motor Vehicle Commission
PO Box 016
Trenton NJ 08666
BBB records show a license number of 1000205 for this business, issued by State Department of Banking & InsuranceThese agencies may include:
State Department of Banking & Insurance
20 West State Street, CN-040
Trenton NJ 08625
- Type of Entity:
- Corporation
- Alternate Business Name
- Caruso Consulting of NJ Inc.
- Business Management
- Mr. Charlie Caruso, President
- Mr. Michael Onions, General Manager
- Contact Information
Principal
- Mr. Charlie Caruso, President
Customer Contact
- Mr. Michael Onions, General Manager
- Additional Contact Information
Fax Numbers
- (732) 316-5556Primary Fax
Email Addresses
- Primary
- (732) 316-5556
Customer Complaints
4 Customer Complaints
Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews
File a ComplaintMost Recent Customer Complaint
06/10/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
Customer Reviews
1 Customer Reviews
What do you think? Share your review.
Most Recent Customer Review
Mike C
5 stars06/19/2023
BBB Business Profiles may not be reproduced for sales or promotional purposes.
BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.
As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.