Business ProfileforViral "Vic" Joshi Loan Consultant
At-a-glance
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Overview
Vic Joshi Mortgage Consultant | Straight Deal Mortgage
Home of REAL Mortgage Advice®
I’m Vic Joshi, a native Bay Area resident and an independent California home loan expert, helping home buyers and investors with mortgage loans for over 20 years. I work as an agent at my company, Straight Deal Mortgage. I’m also a California licensed real estate agent since 1998.
My mission is to help buyers qualify for the loan terms they want that works for their circumstance. I spend a generous amount of time with each client to educate them about how the mortgage industry works, through free “Mortgage 101” consultations, so they can make good decisions and get a great loan. I’ve revamped my website to give clients a trove of current resources to supplement my consultations.
Because I’ve been in this industry so long, I’m aware of its inner workings, trends, the adversarial relationship between buyers and lenders, the lending practices of banks versus brokers, and the arbitrary rules and guidelines that lenders and underwriters follow. I’ve witnessed the impact on buyers resulting from changes in the industry through lending booms and crashes. I’m passionate about using that experience to help steer every client through the complexities of loan shopping so they can avoid the pitfalls and get the loan they need for the home they want. Part of my process is educating clients about how the loan process works.
Products & Services
Business Details
- Location of This Business
- 4811 Telegraph Ave # 511, Oakland, CA 94609-2076
- BBB File Opened:
- 6/25/2012
- Years in Business:
- 26
- Business Started:
- 7/22/1998
- Business Started Locally:
- 7/22/1998
- Business Incorporated:
- 4/2/2007
- Accredited Since:
- 2/24/2022
- Licensing Information:
- This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.BBB records show a license number of 24438 for this business, issued by Nationwide Mortgage Licensing System/NMLS. The expiration date of this license is 3/1/2025.
These agencies may include:
Nationwide Mortgage Licensing System/NMLS
1129 20th Street, N.W., 9th Floor
Washington DC 20036
https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx
- Type of Entity:
- Corporation
- Number of Employees:
- 1
- Alternate Business Name
- Vic Joshi Mortgage Consultant | C2 Financial Corp
- Vic Joshi REAL Mortgage Advice™
- Vic Joshi REAL Mortgage Advice® | Square Deal Mortgage
- Business Management
- Mr. Vic Joshi, Owner
- Contact Information
Principal
- Mr. Vic Joshi, Owner
Customer Contact
- Mr. Vic Joshi, Owner
- Ms. Linda Phillips Blue, Marketing Manager
Customer Complaints
0 Customer Complaints
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