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Find a Location

Provident Credit Union has 21 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Provident Credit Union

      303 Twin Dolphin Dr Redwood City, CA 94065-1497

      BBB Accredited Business
    • Provident Credit Union

      11030 Bollinger Canyon Rd Ste 190 San Ramon, CA 94582-4874

      BBB Accredited Business
    • Provident Credit Union

      2727 S El Camino Real Ste B San Mateo, CA 94403-2489

      BBB Accredited Business
    • Provident Credit Union

      1705 E Capitol Expy Ste 20 San Jose, CA 95121-1588

    • Provident Credit Union

      701 Sacramento St San Francisco, CA 94108-2504

      BBB Accredited Business

    Business ProfileforProvident Credit Union

    Credit Union
    Multi Location Business
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 2 Customer Reviews

    Customer Complaints

    13 complaints closed in last 3 years

    8 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 2/11/2011

    Years in Business: 74

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Provident Credit Union is a full service financial institution serving the Bay Area and beyond for over 65 years. They offer a wide array of financial products and services.

    Business Details

    This is a multi-location business.

    Find a Location

    Provident Credit Union has 21 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Provident Credit Union

        303 Twin Dolphin Dr Redwood City, CA 94065-1497

        BBB Accredited Business
      • Provident Credit Union

        11030 Bollinger Canyon Rd Ste 190 San Ramon, CA 94582-4874

        BBB Accredited Business
      • Provident Credit Union

        2727 S El Camino Real Ste B San Mateo, CA 94403-2489

        BBB Accredited Business
      • Provident Credit Union

        1705 E Capitol Expy Ste 20 San Jose, CA 95121-1588

      • Provident Credit Union

        701 Sacramento St San Francisco, CA 94108-2504

        BBB Accredited Business
      Location of This Business
      303 Twin Dolphin Dr, Redwood City, CA 94065-1497
      BBB File Opened:
      5/25/1995
      Years in Business:
      74
      Business Started:
      4/24/1950
      Business Started Locally:
      4/24/1950
      Business Incorporated:
      4/24/1950
      Accredited Since:
      2/11/2011
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 9550019 for this business, issued by Department of Business Oversight. The expiration date of this license is 6/30/2025.

      These agencies may include:

      Department of Business Oversight

      1515 K Street, Suite 200

      Sacramento CA 95814

      (866) 275-2677

      https://www.dbo.ca.gov/About_DBO/contact_us.asp

      BBB records show a license number of 66343 for this business, issued by National Credit Union Administration. The expiration date of this license is 6/30/2025.

      These agencies may include:

      National Credit Union Administration

      1775 Duke Street

      Alexandria VA 22314-3428

      (703) 518-6300

      https://www.ncua.gov/Pages/default.aspx

      BBB records show a license number of 412725 for this business, issued by Nationwide Mortgage Licensing System/NMLS. The expiration date of this license is 6/30/2026.

      These agencies may include:

      Nationwide Mortgage Licensing System/NMLS

      1129 20th Street, N.W., 9th Floor

      Washington DC 20036

      (855) 665-7123

      https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx

      Type of Entity:
      Corporation
      Number of Employees:
      357
      Business Management
      • Mrs. Shalini Narayan, Manager
      • Mr. Jim Ernest, CEO
      Contact Information

      Principal

      • Mrs. Shalini Narayan, Manager

      Customer Contact

      • Mrs. Shalini Narayan, Manager
      • Mrs. Karla Mallory, Manager
      Additional Contact Information

      Fax Numbers

      • (650) 595-2409
        Primary Fax

      Phone Numbers

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      13 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Customer Reviews

      2 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Michel T

      1 star

      11/18/2024

      Provident Credit Union sends out misleading mailings offering to lower car payments based on being able to offer a lower interest rate, knowing your current payment and providing a lower estimated payment based on interest rate reductions. Who wouldn't want to save $200 or more a month by refinancing? My vehicle, purchased new a year and a half ago with ****** miles on it currently, with the better trim options, would seem a great candidate, as would I, with my credit, income, and payment history. What they in fact are offering is to refinance the ****** Blue Book value, which everyone knows plunges the moment you drive off the lot. Why bother saving $200 a month in interest if you have to come up with $15k instantly for the difference in value? Why did I waste ten minutes filling out the application, and another five minutes talking with the loan officer who revealed the basis for their actual offering?Credit Unions generally have higher ethical standards than commercial banks -- but this misleading mailing, which involves an invasion of privacy (as they are in fact using precise information about your actual debt to another creditor), proves that Provident is the exception to that rule. I will continue to pay Kia ******** and Provident has in fact deprived itself of hundreds of dollars of income monthly. Terrible -- if this is emblematic of their business model, I would encourage everyone to stay away from Provident Credit Union.

      Provident Credit Union Response

      11/19/2024

      Thank you for your feedback. We are sorry to hear about your loan application experience. We strive to deliver the best member experience with clear and transparent communications about our products and services.

      Local BBB

      BBB serving the San Francisco Bay Area and Northern Coastal California

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