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    ComplaintsforThe American Institute of Alternative Medicine, Inc.

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    • Complaint Type:
      Billing Issues
      Status:
      Answered

      My wife and I agreed to pay fees for our daughter (*****) other student costs (estimated) in the amount of $5079 as outlined in the **** Tuition & Fees Acupuncture cost sheet, attached below.

      ***** started classes in October 2023 and we began making monthly payments of $638.77 to cover the cost. The school is now saying textbooks are additional and were NOT included in the agreed upon amount. We say all her textbooks, laptop, supplies, uniform, medical exam, Hepatitis B vac, clean needle technique exam and verification, NCCAOM exams and fees listed in the $5079.00, as agreed unless there was a cost increase.

      As we have no breakdown of what the additional costs are for, were not inclined to want to pay.

      Last week ***** was given an additional invoice for $697.84 by Financial Aid clerk "*************************" with no explanation other than due by July 3rd for text books or she would be discharged from school.

      We feel they are taking advantage of us, upsetting ***** and threatening to discharge her from school. ***** has tried to resolve this issue and asked that we call the school, however, the financial aid person (*************************) indicated she wont take phone calls and will only respond to email.

      We would like an itemized list and explanation as to exactly what went up and how they missed their estimate so far and are we to expect additional non covered fees in the future?

      Business response

      06/24/2024

      Date: Monday, June 24************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(53, 53, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">2024 

      To: 

      Better Business Bureau 

      From: ************************;

      RE: 

      *******************************;

      To Whom It May *************************** dir="ltr" style="line-height:1.38;margin-left: -0.9599999999999937pt;margin-right: -11.280000000000086pt;margin-top:18.96pt;margin-bottom:0pt;">It has come to my attention that ****************** has a complaint about the billing charges for the Acupuncture Program here at ****. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">would like to address ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">each ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">concern separately please see ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">below************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      1. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">My ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">wife and I agreed to pay fees ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">for ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">our daughter (*****) "other student costs (estimated)" In the amount $5,079.00 ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">as out ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">line in the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">alAM ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">"tuition and fees ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">- ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">acupuncture************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">" ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">cost sheet ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">attached below************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      The tuition and fees that were discussed in the initial paperwork only include the section under Tuition & Required Fees. The documents provided during the initial appointment indicated the total cost to be covered was $65,870.00 which ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">is ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">same ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">as in the section attached. $65,370.00 plus $500.00 for the additional laptop************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">cost of ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">**** Video Disclosure Course of ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">$25.00 ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">was removed************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      The first year which included Fall 2023, Winter 2024, and Spring 2024 had a remaining balance in the amount of $5,748.99************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">We ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">provided two different ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">options ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to pay ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">this ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">balance************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The first ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">was ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to pay this amount up front on the fifth day ************ style="font-size: 11pt; font-family: "Times New Roman", serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">which ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">would have been October 8, 2023, or ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">make 9 consecutive payments of $638.77************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Katie ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">and her parents decided ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">on ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the monthly ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">payments. 

      The second year which includes Summer 2024************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Fall 2024, and Winter 2025 will have a ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">remaining balance of $1,438.99 and the payments for 9 months would be $159.89************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. At ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">this time************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 11pt; font-family: "Times New Roman", serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">was reaching ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">out ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to the student to complete the second************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">-************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">year documents and discovered that ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the student had added books to her account in the amount of $627.64 during her first year************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">left a voicemail message ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">for ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">this student to ask her ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">how ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">she wanted to handle the balance of the books and offered to include this amount into her second************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">-************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">year ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">payments. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If the student ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">had agreed to include the balance of $627.64 ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the payments ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">would have been $229.63 for ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 12pt; font-family: "Courier New", monospace; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">9 ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">consecutive months instead of $159.89************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When I left the voicemail************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I had requested an answer by July 3rd because the new quarter would begin on July ************ style="text-indent: 1.68pt; background-color: transparent; font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">7th. 

      The third year************ style="font-size: 11pt; font-family: "Times New Roman", serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">which will include Spring 2025, Summer 2025, and Fall 2025 the student will ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">have a ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">credit ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">on ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the account of $2,160.98. She will be provided ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">with a ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">check in the amount ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">of $386.66 for Spring 2025, $1,186.66 for Summer 2025************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">and $587.66 for Fall 2025************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      2. As we have no breakdown of what the additional costs are for************ style="font-size: 9pt; font-family: "Times New Roman", serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">we're not inclined to want to 

      pay. 

      The ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">other Student ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Cost ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Associated with Program (estimated) ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">is ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">provided in the catalog ************ style="font-size: 11pt; font-family: "Times New Roman", serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">(************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">which ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">have attached) shows ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">additional cost of $1,959.00 for books************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">On ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the Payment Summary which is given at the initial appointment also shows the book cost as a separate ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">charge. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">This is evident when adding all costs together and the book ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">cost ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">is not included in the ************ style="font-size: 8pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">calculation************ style="font-size: 8pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      3. Last week ***** was given an additional invoice for $697.84 by Financial ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Aid ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">clerk "************************************* style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">" ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">with no explanation other than due by July 3rd for textbooks or she would be discharged 

      I did leave a voicemail for ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">student explaining that she added the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">books************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">and ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">would need to include the amount of $************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">627.64 ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to her second************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">-************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">year payments or she could pay that up front instead************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I never indicated or stated she would be discharged ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">from ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the institution at any ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">time. Actually, with my permission Mr. ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">***** ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the Financial Aid Officer asked ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">if we ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">could leave ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the $627.64 until ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">3rd year ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">when she ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">would receive her credit ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">checks ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">to pay it then. I agreed that this would be a good solution to ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">take care ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">of the extra $627.64************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      4. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">We ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">feel they are taking advantage of us, upsetting ***** and threatening to discharge her ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">from school************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">***** has tried to resolve this Issue and asked that we call the school, however************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">financial aid person ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">(************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">*************************) indicated she won't ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">take ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">phone calls and will only respond by email************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      ***** came in and met with ************** and ************** even called the father on the phone to discuss this matter************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It seemed that everything had been taken care of and that no ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">further ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">steps were needed************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Again, ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I ************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">have never indicated or stated that the student would be ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">discharged due to this balance************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(54, 54, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      5. We would like ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">an ************ style="font-size: 12pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Itemized list and explanation as to exactly what went up and how they ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">missed their estimate so far and are we to expect additional "non covered fees" in the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">future************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      The Other Student Costs Associated with Program (estimated) has been attached It Is very possible that this student will need additional books for the next 6 ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">quarters ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">which would be out of pocket. In addition, there are other charges under this section that ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">the ************ style="font-size: 11pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">student may ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">incur************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. ************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(51, 51, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Please see the attached document for more information************ style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. 

      Sincerely************ style="font-size: 10pt; font-family: Arial, sans-serif; color: rgb(0, 0, 0); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, 

      ************************;

      Director of Financial Aid 


      Customer response

      06/26/2024


      Complaint: 21872897

      I reject because my questions were not answered.   June 26, 2024

       

      BBB: Please use my attachment as it is formatted as is necessary to obtain numbered responsesS!

      We respectfully request that you respond to each of the following issues and number themas they appear in the list of questions below, so there will be no confusion as to which specific issue you are addressing:
      List with (with cost for each) in section (a) below for the specific textbooks WHICH ARE covered in your Approximate cost of textbooks and reference books described in the Other Student Costs that total $1,5959.00 as outlined on you Tuition & Fees cost sheet below;

      Covered book                        $ Cost of book

      List, with a cost of each, the specific textbooks or reference books NOT covered in your Approximate cost of textbooks and reference books above;
      Book                                            $ Cost of book

      As future increased costs occur, are you willing to provide an itemized list for each item NOT COVERED as above, along with a tally sheet for items that ARE covered on your Other Student Costs (estimated) handout we received and agreed to upon enrollment at AIAM?
      Yes or No
      If itemized list is not provided as requested, what specific actions will be taken against my daughter?
      Action
      Respectfully,
                      ***********************

      Regards,

      ***********************

      Customer response

      06/26/2024


      Complaint: 21872897

      I reject because my questions were not answered.   June 26, 2024

      BBB: Please use my attachment as it is formatted as is necessary to obtain numbered responsesS!

      We respectfully request that you respond to each of the following issues and number themas they appear in the list of questions below, so there will be no confusion as to which specific issue you are addressing:
      List with (with cost for each) in section (a) below for the specific textbooks WHICH ARE covered in your Approximate cost of textbooks and reference books described in the Other Student Costs that total $1,5959.00 as outlined on you Tuition & Fees cost sheet below;

      Covered book                        $ Cost of book

      List, with a cost of each, the specific textbooks or reference books NOT covered in your Approximate cost of textbooks and reference books above;
      Book                                            $ Cost of book

      As future increased costs occur, are you willing to provide an itemized list for each item NOT COVERED as above, along with a tally sheet for items that ARE covered on your Other Student Costs (estimated) handout we received and agreed to upon enrollment at AIAM?
      Yes or No
      If itemized list is not provided as requested, what specific actions will be taken against my daughter?
      Action
      Respectfully,
                      ***********************

      Regards,

      ***********************

      Please use attached form as it is formatted correctly!

      Business response

      07/01/2024

      AIAM 

      American Institute of Alternative Medicine 

      Date: Wednesday, June 27, 2024 

      To: 

      Better Business Bureau 

      From: ************************;

      RE: 

      *******************************;

      To Whom It May *************************** dir="ltr" style="line-height:1.38;margin-left: 0.7199999999999989pt;margin-right: 29.279999999999973pt;margin-top:18pt;margin-bottom:0pt;">I understand that there are additional questions from ********************** initial complaint. I will address each concern separately as before please see below

      1. Cover Books 

      $Cost of book 

      See attached Book List provided in the fall quarter

      2. List, with a cost of each, the specific textbooks or reference books NOT covered in your "Approximate cost of textbooks and reference books" above. $Cost of book 

      See attached Book List provided in the fall quarter for the remaining books needed to complete the program. Note: Future quarter book lists are subject to change and will be posted when they are available

      3. As future Increased costs occur, are you willing to provide an itemized list foe each Item NOT COVERED as above, along with a tally sheet for Items that ARE covered on your "Other Student Costs (estimated) handout we received and agreed to upon enrollment at alAM

      I have attached the Enrollment Agreement which provides details of the charges during the Acupuncture Program. Also, included is the catalog page in the Fall 2023 catalog which matches the Enrollment Agreement. I have provided all itemized lists needed

      We're transforming healthcare. 

      Address *************************************** Columbus, OH 43229 Phone ************ | Fax ************ | Email ************* Website aiam.edu 

      AIAM 

      American Institute of Alternative Medicine 

      Sincerely

      Luffie Treewer 

      ************************;

      Director of Financial Aid 


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