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Find a Location

Flagship Credit Acceptance LLC has 1 locations, listed below.

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    Business ProfileforFlagship Credit Acceptance LLC

    Financial Services

    At-a-glance

    Customer Reviews

    1.18/5stars

    Average of 169 Customer Reviews

    Customer Complaints

    493 complaints closed in last 3 years

    220 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Business Details

    Location of This Business
    PO Box 965, Chadds Ford, PA 19317-0643
    BBB File Opened:
    11/8/2012
    Years in Business:
    14
    Business Started:
    8/10/2010
    Business Incorporated:
    8/10/2010
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    BBB records show a license number of 32616 for this business, issued by Department of Banking and Securities-PA

    These agencies may include:

    Department of Banking and Securities-PA

    Market Square Plaza, 17 North 2nd St Suite 1300

    Harrisburg PA 17101

    (717) 787-1854

    Fax: (717) 7878773

    https://www.banking.state.pa.us/

    BBB records show a license number of 45070 for this business, issued by Department of Banking and Securities-PA

    These agencies may include:

    Department of Banking and Securities-PA

    Market Square Plaza, 17 North 2nd St Suite 1300

    Harrisburg PA 17101

    (717) 787-1854

    Fax: (717) 7878773

    https://www.banking.state.pa.us/

    Type of Entity:
    Limited Liability Company (LLC)
    Business Management
    • Mr. Michael C. Ritter, CEO/President
    • Mr. Kenneth J. Sicinski, Vice President/CFO
    Contact Information

    Principal

    • Mr. Michael C. Ritter, CEO/President
    Additional Contact Information

    Fax Numbers

    • (484) 723-2520
      Primary Fax
    • (610) 717-1919
      Other Fax

    Phone Numbers

    Website Addresses

    Industry Tip

    BBB Tip: How to shop for financial services

    Customer Complaints

    493 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Customer Reviews

    169 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Vernesha W

    1 star

    11/18/2024

    This is the worst company to finance your vehicle. It is bad enough that we pay interest rates added to the monthly payments. They also add additional fees to your account before the next payment is due. Also I have tackles on some late that I wasn't aware and when I pay more than i should, instead of covering the late fees that payment, they add to remaining amount toward my principal and let the late fees add up. So I call the representative and she told that I have to request them to cover my late fees. What sense do that make? If you pay the full balance should the late fees to covered as well? Now I did what the representative told me to do and now my request is still pending. I am over this fraudulent company. I hope someone look into this matter.

    Flagship Credit Acceptance LLC Response

    11/19/2024

    Hi, ********. We believe it is important to note that Flagships rates are consistent with the market and are uniformly risk-based. All terms and conditions are clearly disclosed and agreed to at the outset of the loan, including any fees, the interest rate and monthly payment. Additionally, our representatives frequently work with customers to offer assistance options when needed. Like most auto finance companies, our customers have simple interest loans that accrue interest on a daily basis. As the outstanding principal balance reduces, the portions of the payments that are applied to interest will decrease, leaving more to be applied to principal. Generally speaking, your account must be current before payments are applied to fees, which is to your benefit since interest accrues on the outstanding balance, but not on fees, as you indicated. Were happy to look into your statement that your fees have increased and ask that you reach out to our **************************** via ***************************************************************** so we can do so. Thank you!

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