ComplaintsforFulton Bank

• Initial Complaint

  09/12/2023

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  I was contacted by text message twice within an hour about a fraudulent charge to my account. I was asked to approve or deny the charge. I denied it both times. It posted to my account anyway, and the cancelled my debit card. The next day I went to the bank in person to straighten out the issue and order a new debit card. Fulton Bank shredded the old card. A few days later I noticed the fraudulent charge was still on my account, so I used the secure messaging service to inquire about it. ************** told me that the charge would stay on my account until they had investigated it, that only a temporary hold had been placed on my debit card, and that I had not ordered a new card. Knowing this to be wrong, I asked her to please check that again, and gave her the complete details of the visit to the bank. In the meantime, all of my automatic deductions had been rejected, I had my TV service turned off, and I had to go to the bank each time I wanted cash, or zelle a friend and ask them to withdraw it and give it to me to even put gas in my car. There is not a branch of Fulton close to my house. ****** stuck to her story, claiming my card wasn't cancelled, that i had not ordered a new one, and that the money would not be returned to me until they investigated the problem. I kept uploading documents and providing descriptions to try to convince her she was wrong, but she had no interest in facts. After each response she marked the ticket a resolved, even though it was far from resolved. A week later I made another trip to the bank. I found out that what ****** had been telling me was incorrect, the card had been ordered when I thought it had been, and had the matter been dealt with properly in the first place the money from the fraud would not have been deducted from my account at all. The card ****** claimed I had not ordered was in the day's mail. After getting back with ****** regarding the fraud charge on my account, she continued to deny all of it. I asked to speak to her supervisor, and she has been dragging it out for the last 2 days. First she said the fraud unit would contact me. I told her I didn't want them, I wanted her supervisor. We have now been through another day of her putting me off. At one point I would have probably let this go, but at this point no way. Her attitude, lack of diligence, and overall poor demeanor need to be brought to the attention of management.

  Business response

  10/10/2023

  October 10, 2023

  Dear Sir or Madam:
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the “Bank”).
  

  The Bank has reviewed the matter and has responded directly to the customer.
  

  Thank you for this opportunity to respond to this complaint. Should you have any further questions concerning this matter or require any additional information, please contact me using the information below.
  
  Sincerely,

  Customer Advocacy

• Initial Complaint

  08/29/2023

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  I was put in the deferred payment program and was told that won’t have any problems. Fulton Back reported my account to the Credit bureau and I drop my credit score by 143 points. They didn’t tell me that they were reporting my payments or history in a different program. Every time I call them, they will never answer you never respond back or never call me in reference to this. They’re hard to get in touch with and never answer or respond back to phone calls.

  Business response

  10/04/2023

  October 4th, 2023

  Dear Sir or Madam:
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the “Bank”).
  

  The Bank has reviewed the matter and has responded directly to the customer.
  

  Thank you for this opportunity to respond to this complaint. Should you have any further questions concerning this matter or require any additional information, please contact me using the information below.
  
  Sincerely,

  VP - Manager Customer Advocacy

• Initial Complaint

  08/24/2023

  Complaint Type:

  Billing Issues

  Status:

  Resolved

  More info

  I requested Covid Forbearance and was generously granted forbearance for 6 months. On Fultons website and I was told on the phone that you can request an extension for another 6 months. On July 18th I spoke with ******* requesting the 6 month extension and I was promised a call back which I never received. On August 10th I called again and spoke with ********* and I was again promised that they would let me know if the extension was granted, On August 21 I spoke to ***** again requesting the extension and again I was promised a call back and I still haven't heard. on their website it states "Approximately thirty (30) days before your plan is scheduled to end, a Bank representative will contact you to discuss your financial situation and provide information on the repayment options available to you based on the mortgage or loan product you have. Not all repayment options are available for all mortgage products. Some of these options may include: An extension of forbearance for an additional 6-month term; Remittance of all suspended payments (to include any delinquent balances prior to forbearance) in a single payment; Remittance of a portion of your suspended payments (to include any delinquent balances prior to forbearance); A payment deferral, resulting in all outstanding balances (to include negative escrow amounts) being moved to the end of the loan term without extending the maturity date resulting in a large final payment; A loan modification, resulting in a change to the terms of your mortgage/loan agreement in order to provide more manageable payment amounts over time; or A complete payoff of your mortgage/loan balance and satisfaction of our lien."I haven't received a call from anyone at Fulton. what's even worst is that I got a bill for all "missed" payments due by September 1. I'd love to get clarity in this manner and get my forbearance extended 6 months.

• Initial Complaint

  08/06/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  The inquiry is fraudulent. I have not taken any kinds of services, goods, and/or money as a result of this fraudulent activity. ****** ***** 04/25/2023 ************
  
  This company has pulled my report multiple times without my knowledge. I did not inquire or seek any assistance from them. Thus, the inquiries should be remove immediately in accordance to the **** Credit Repair Law. ****** ***** 04/25/2023 **********

  Business response

  09/05/2023

  August 28, 2023 

  Dear Sir or Madam:
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the “Bank”).
  

  The Bank has reviewed the matter and has responded directly to the customer.
  

  Thank you for this opportunity to respond to this complaint. Should you have any further questions concerning this matter or require any additional information, please contact me using the information below.
  
  Sincerely, 

  Customer Advocacy
  Fulton Bank N.A. 

• Initial Complaint

  08/04/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  Many years ago my parents purchased for me two IRA CDs from Fulton Bank. When the IRA CDs were coming due in the pandemic, I called to roll those CDs over into a ******** IRA account. I was told that was impossible to do over the phone (I have learned that this is false) and was advised by Fulton that my best course was to allow the CDs to rollover into new Fulton CDs until the end of the pandemic. Both CDs came due again in July 2023. I called Fulton in May /June to start rolling the CDs into my ******** Rollover IRA account once they came due. I was told that I could not begin the process until the day they came due or up to 10 days after. (I have learned that this is false). On the day that the first CD was due, I called Fulton and was told that I would have to come into the bank to complete the rollover and it was repeated that I have 10 days after the CD is due. I came into the Northfield branch in that period and was told that because a rollover was between Fulton and ********, I should do the rollover on the phone. I went home and immediately called Fulton. I was now told that because the CD due date had passed although I was in the 10 day period, that the CD had already rolled over and I would have to wait until the next time the CD was due. (This is also false). ******** told me it was impossible for them to complete the paperwork and get it to Fulton in the time remaining on the CD (it would be possible had I started in May/June when I first tried). I went back to Fulton and demanded that they put the funds from the CDs that came due into a money market account so that ******** could transfer the funds into my Rollover IRA account as soon as possible. Now Fulton Bank is claiming that my funds cannot be transferred because a Rollover IRA account is different from an IRA account (not true) and I must come into the bank to sign more papers that I have already signed and were sent by ******** (not true).

  Business response

  09/06/2023

  September 6, 2023

  Dear Sir or Madam:
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the “Bank”).
  

  The Bank has reviewed the matter and has responded directly to the customer.
  

  Thank you for this opportunity to respond to this complaint. Should you have any further questions concerning this matter or require any additional information, please contact me using the information below.
  
  Sincerely,

• Initial Complaint

  07/26/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Unresolved

  More info

  On June 6, 2023, a hacker hacked into my bank account at Fulton Bank and withdrew $84,000 VIA 17 different ACH transactions. Fulton Bank gave me back $10,000, and the FBI retrieved another $14,000. However, Fulton Bank refuses to take respoabilty, and we are now at a loss of $60,000. This transaction where not authorized by me or anyone on my team. It was a fraud, and I think the bank should be responsible for protecting the money I keep in my bank account. I have attached the photos of the bank statements showing the fraud in ach transactions.

  Business response

  07/31/2023

  July 31st, 2023

  Dear *** ********:
  

  On July 11th, ********* ****** and I met with you via phone call and communicated our position on this issue. We followed up to that meeting with a written letter. Currently, our response and position remain unchanged. Please refer to the letter response you received in early July.
  

  Sincerely,
  
  VP - Manager Customer Advocacy
  

  Customer response

  07/31/2023

  The business response was that they aren't taking responsibility and don't want to engage with us on this issue anymore.  Everyone I talk to including bankers from different banks say that because we didn't authorize or create the ACH the bank should take responsibility  
  
   Complaint: ********
  
  I am rejecting this response because:
  
  Regards,
  
  ***************************
  

  Business response

  07/31/2023

  As mentioned in my previous response, the customer's concerns have been addressed via written letter. They should refer to that letter. 

  Customer response

  08/02/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
   Complaint: ******** I am rejecting this response because: Firstly, the letter didn't address how the hacker got thru the text verification or how they changed the number that got the text verification. Also, It didn't address why the bank didn't stop the transactions when there was 18 transaction some of them where duplicate amounts, They should have stopped the transactions simply because they where such unusual transaction. Lastly, Fulton Bank still has a fraudulent website up, when you ****** Fulton bank the 6th result is a fraudulent  website. Why hasn't Fulton bank worked with ****** to suppress the site. Fulton bank was clearly negligible in protecting their customers money.

  The letter just said that they don't think that Fulton bank is responsible but talking to many bankers, FBI  agents and lawyers, because we didn't authorize or make the transaction the bank should take responsibly.

  One last point, when the FBI  reached out to Fulton to get some information so that they can freeze the bank accounts that the money went to  it took Fulton bank a few days to give it over. Why didn't Fulton give it the same day especially because every day counts in these situations the longer you wait the less likely it is to recover the funds. Seems like Fulton really didn't have our back and didn't care about our money 
  
  Regards,
  
  ***************************

• Initial Complaint

  04/09/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  Fulton Bank is not a hospitable place to conduct business, they deal in antiquated practices that prevented me from paying off my auto loan and then subsequently lowered my credit score by filling a delinquent payment. The details of the matter were firstly my autopay for the account was stopped without my knowledge. So a representative from the bank calls I tell them I wish to pay the balance off, she tells me that she is unable to for some reason and lets me pay a one time payment over the phone or online and gives me information to set up another autopay. I set up a new autopay and somehow they are receiving weekly payments so I cancel the autopay. I then call Fulton bank and tell them I just want to pay the full amount, to prevent fluctuations in my account. They tell me that they will call me back with the payoff amount and finalize the loan. They never call back and this causes the account to go into delinquency. I go to a local Fulton Branch and it is locked and by appointment only, so I wait and finally pay the loan off but they hit me with a late payment on my Credit report and drop my score by 50 points. I would not do business with this bank, but would appreciate if they removed the false late payment they placed on my credit score.

  Business response

  04/26/2023

  April 26, 2023  
  

  Dear Sir or Madam:  
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the  “Bank”).  
  

  The Bank has investigated this complaint. Following our investigation, we have corresponded  with the customer via US Mail and the Bank now considers the matter to be resolved.  
  Thank you for this opportunity to respond to this complaint. Should you have any further  questions concerning this matter or require any additional information, please contact me using  the information below.  
  
  Sincerely,  
  Customer Advocate  
  Fulton Bank, N.A.  

  Customer response

  05/02/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
   Complaint: ********
  
  I am rejecting this response because:
  I am rejecting this response or lack there of response by Fulton Bank because they were negligent in their credit processing responsibilities and that lead to a 50 point drop my credit score. They responded by saying that they are refusing to remove the delinquencies because they investigated this complaint by reviewing loan documents. How about the phone call transcripts where representatives told me they could not give me a payoff amount at the moment and would call me back on multiple occasions. I was delinquent waiting on a return call in October for a payoff. Also in this response they claim electronic payments which are is a blatant lie because auto loans at Fulton Bank have no ability to be paid online or electronically. All Fulton Bank had to do to correct the situation was remove a faulty payment delinquency, but they continued to prove that they have poor customer service and just wrote a response suggesting that they had no liability in the matter. Unfortunately it looks like I will have to consult my attorney regarding the matter. 
  
  Sincerely,
  
  *******************************
  

  Business response

  05/22/2023

  May 19, 2023  
  

  Dear Sir or Madam:  
  

  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the  “Bank”).  
  The Bank has investigated this complaint and our position has not changed as a result of the  customer’s rejection of the resolution. If the customer has any further questions regarding our  response, he may contact the Bank directly.  
  

  Thank you for this opportunity to respond to this complaint. Should you have any further  questions concerning this matter or require any additional information, please contact me using  the information below.  
    
  Sincerely,  
  Customer Advocate  
  Fulton Bank, N.A.  

• Initial Complaint

  04/06/2023

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  Fulton Bank provided me misleading and deceptive information in order to receive excessive fees prior to moving my savings account to a checking account.I received a letter in October 2022 stating that I had my first occurrence of exceeding the 12 monthly money transfers from my Fulton Savings into my Checking account. For this first occurrence I was charged $12 (there is a subsequent charge of $12 for each occurrence). The letter stated, in bold, that to avoid paying the additional fees my Savings would automatically be moved to a Checking if I continued to exceed the allowable number of occurrences (see attachment #1). Therefore, after the next occurrence the Savings should have been transferred to a Checking Account and I would have only incurred one more occurrence. I am an out-of-state college student and rely on the online mobile application provided by Fulton. The application does not tell me about any service fee when I make any transfers that exceeds my allowable limit. Attachment #2 shows the conversation with a Fulton Bank Customer Service Technical Representative attesting to this fact. In January and February of 2023 it happened an additional 13 and 26 times respectively; equaling a total of 40 occurrences. This led to a total of $480 (13% of my total account balance) in excessive transfer fees before Fulton finally moved my Savings to a Checking Account. After contacting Fulton they provided a reimbursement of $350 and stated that I had to take responsibility for the remainder since I should have been aware. Regardless of Fulton's App not notifying me of each excessive occurrence/charge, they led me to believe that the account would be moved automatically on the next transaction occurrence. I would like Fulton to reimburse me the additional $106. The breakdown: $480 total fess charged, minus $24 for 2 transfer occurrences exceeding the max allowable occurrences, minus $350 already reimbursed by Fulton giving a remainder of $106.

  Business response

  04/26/2023

  April 24, 2023    
  
  Dear Sir or Madam:  
  
  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the  “Bank”).  
  
  The Bank has reviewed the matter and has responded directly to the customer via US Mail. 

  Thank you for this opportunity to respond to this complaint. Should you have any further  questions concerning this matter or require any additional information, please contact me using  the information below.  
  
  Sincerely,  
  
  Customer Advocacy Program Manager  
  Fulton Bank N.A.  
  

  Customer response

  04/30/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
  Complaint: ********
  
  I am rejecting this response because:
  Fulton's use of the word "occurrence" in their letter is ambiguous and misleading.
  
  The fee schedule states that a $12 fee is incurred for each occurrence of excessive activity.
  Fulton's first notice on 10.31.2022 indicated that this was my 1st occurrence of excessive activity and charged me $12.00 for it.
  
  The letter stated this was my 1st occurrence and made me believe that after the next occurrence my account would automatically move to a checking account but Fulton did this after 39 additional occurrences of excessive activity fees.
   
  This is where Fulton's response to me is misleading because they waited 2 additional months and not 2 additional occurrences of excessive activity fees.  
  See the attached highlighted areas in attachment #1 and #2.

  Regards,

  Business response

  05/02/2023

  The Bank has reviewed this customers concerns and responded directly to the customer. The Banks position has not changed regarding this matter.

  Customer response

  05/04/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
   Complaint: ********
  
  I am rejecting this response because:
  

  Fulton had sent a letter directly to me after the 1st occurrence that they would promptly move my account to a checking account this incident continues to happen again in order to avoid additional fees.  This was BOLDED and should have been addressed the next time (or 2 maybe) that this fee of $12 was applied for each additional occurrence.  However, Fulton did not do this as they stated.  It happened a total of 40 times for a total of $480 in fees and failed to reimburse me for the charges that I am requesting which I believe to be fair based on the information that they provided to me.
  
  Regards,

  Business response

  05/17/2023

  Enclosed are generic copies of the notices the customer received regarding this matter. We ask that the customer refer to the notices as well as the disclosures that were provided at account opening, as referenced in our communication to the customer. The Banks position has not changed on this matter, and a partial refund was issued solely as a customer courtesy. 
  

  *************************

  Fulton Bank, N.A.

  Customer Advocacy Program Manager

  **********@fultonbank.com

  Customer response

  05/18/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
   Complaint: ********
  
  I am rejecting this response because:
  

  If Fulton does not accept this, then I'm going to let a judge decide if what I'm asking is unreasonable based on the information that Fulton provided me.

  After receiving the initial letter for my first time of exceeding the maximum internal transfers allowed and charging me $12 for this occurrence, Fulton clearly stated that if this continued to happen they would take action and move my account to a checking account to prevent further fees.
  
  This action was not done as stated and it is not unreasonable for me to believe that this would be done on the next or at most on the 3rd occurrence thereby incurring a maximum of $36 in fees.   
  Instead, Fulton waited for an extensive number of occurrences to occur before executing their stated action and generated nearly $500 in fees.   
  
  Fulton did compensate me for some of the fees, but it wasn't enough.  I should have incurred no more than $36 in total fees for this prior to moving my savings account to a checking account.
  
  Regards,

  Business response

  05/25/2023

  May 24, 2023 

  Dear Sir or Madam:
  
  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the “Bank”).
  
  The Bank has reviewed the matter and has responded directly to the customer via US Mail on April 24, 2023. The Bank’s position has not changed regarding this matter, and a partial refund was issued to the customer solely as a customer courtesy. We request that the customer refer to our correspondence of April 24, 2023. The Bank considers the complaint to be closed.
  
  Thank you for this opportunity to respond to this complaint. Should you have any further questions concerning this matter or require any additional information, please contact me using the information below.
  
  Sincerely,

• Initial Complaint

  02/13/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Resolved

  More info

  I have been a customer of Fulton Bank for many years. Over the course of a number of years, I purchased four Certificates of Deposit from the Myerstown, PA Brach of Fulton Bank. Each Certificate of Deposit was to mature in one year from the date of issue. Each year including in 2021, I received a statement from Fulton Bank for each CD stating that "if no changes are made, your CD will automatically renew on _________ date for an additional term of 12 months." Based on this statement, three of my four CD's would not expire until 2022. Each year since purchasing each CD, I received a 1099 INT for the CD's, indicating the amount of interest I was to report on my annual federal and state income tax filings. I received a 1099 INT for each calendar year through 2021. In January of 2023, an accountant was starting preparation of my 2022 State of SC income tax return (I have resided in SC since 2014 and Fulton Bank has had my current mailing address in SC since that time) and was starting preparation of my 2022 Federal income tax return. I was awaiting my 1099 INT from Fulton Bank for the 2022 Tax Year. When I had not received the 1099 INT by the end of the first week in February, I called the Myerstown Branch of Fulton Bank and was advised that my four CD accounts had all been closed in late 2021 due to inactivity. This was in spite of the fact that I had Fulton Bank statements stating that three of the four CD's had been renewed for an additional 12 months maturing in 2022. The Myerstown bank representative advised me that the four CD's had been turned over to the State Treasurer of PA as Unclaimed Property. The Myerstown bank rep was rude and unprofessional during my phone call. I contacted the State Treasurer of PA to attempt to locate my unclaimed funds. They had no record of receiving the CD's. I eventually located the unclaimed money at the State of SC Treasurer's office. I have now commenced the process of claiming the total amount of the CD's.

  Business response

  03/16/2023

  The Bank is continuing to research this customer’s inquiry and we are expecting to have resolution shortly. We will provide a follow up to the BBB when the matter has been resolved for the customer.

  Customer response

  03/16/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  
   Complaint: ********
  
  I am rejecting this response because:

  Fulton Bank has essentially provided no response to my complaint.  They are only advising that they need more time to research the matter.  I am not at all surprised that they have no provided a reasonable explanation for why my certificates of deposit were handled irresponsibly on the part of the bank.
  
  Regards,
  
  ******* ********

  Business response

  03/27/2023

  The bank has responded directly to the customer to resolve this matter

  Customer response

  03/27/2023

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. 
  
  Regards,
  
  ******* ********  
  

• Initial Complaint

  12/04/2022

  Complaint Type:

  Billing Issues

  Status:

  Resolved

  More info

  I received a escrow analysis dated 9/22/22 in reference to my current mortgage with Fulton Bank acct#****. The analysis stated my escrow was short $1498.79 and my new payment as of 11/1/22 would be $2049.92. I decided I did not want my payment to increase by over $200. I sent in the full escrow shortage amount. Please see the attached receipts reflecting payments that were made. I called on 10/24/22 and spoke to a Fulton Bank representative named ***** in reference to the escrow shortage that I paid. I also asked ***** that since I paid the escrow shortage could I send in my regular payment amount which was $1841.14 and she said yes since the escrow shortage was paid. I received a call 11/26/22 from a lady named ******* who was inquiring why the November payment wasnt in the amount of $2049.92 and I explained to her my conversation with ***** on 10/24/22 about the payment and she stated someone from Fulton Bank would contact me in a few days. She also stated all funds that paid which was my regular payment $1841.14, $1498.79, and an additional payment for $83.88 were all in a suspense account and not applied to my mortgage. I was assessed a late fee and I am not sure if this was reported to the credit bureau. On 11/30/22 I spoke with ************** who was also inquiring about the $2049.92 payment for November and I explained to him I should no longer have to pay an escrow shortage over 12 months in the amount of $124.90 because you already have this. The mortgage needs to be recalculated without the escrow shortage being applied. At this point I need Fulton Bank to either apply the funds I have paid or send me back a check in the amount of $1498.79 for the funds I have paid. I do not expect to have a bad credit rating due to their incompetence. As a homeowner I feel I should have the right to decide if I want to pay an escrow shortage or have it applied to the monthly payment!

  Business response

  01/05/2023

  December 30th, 2022  
  
  Dear Sir or Madam:  
  
  I write in response to the above-referenced complaint of a customer of Fulton Bank N.A., (the  “Bank”).  
  
  The Bank has reviewed the matter and has responded directly to the customer.    
  Thank you for this opportunity to respond to this complaint. Should you have any further  questions concerning this matter or require any additional information, please contact me using  the information below.  
  
  Sincerely,  
  
  Kelly C******  
  Customer Advocacy Program Manager  
  Fulton Bank N.A.  
  

  Customer response

  01/05/2023

  [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
  

  Complaint: ********
  
  I am rejecting this response because:
  
  Since submitting this complaint no one from Fulton Bank has contacted me directly! So that is a lie!
  Regards,
  
  ***** *******

  Business response

  01/09/2023

  The Bank has resent the original correspondence to the customer and followed up with an email. The customer should now be in possession of the response. Thank you

  Customer response

  01/11/2023

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. 
  
  Regards,
  
  ***** *******
  

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩