Business ProfileforAuto City

I am seeking assistance in resolving this matter and holding the dealership accountable for their actions. The dealership Firstly, they claimed to finance the deal themselves, but a third-party corporation is taking payments and enforcing the contract. The third-party finance company admitted on a recorded line that they do not have power of attorney over the contract. Moreover, there was no disclosure of the third-party financing company during the purchase agreement and retail installment contract signing. Additionally, there was never a disclosure or agreement that my information would be passed on to a third party for repossession or for a third party to finance on their behalf. Furthermore, I have discovered several other instances of fraud on the contract, including finance charge inflation, the inclusion of a dealer's inventory tax, a $2,000 down payment that constitutes auto dealer fraud, and four amounts paid to others that were not clearly itemized. The dealership also failed to disclose my right to rescission. I have also had issues with the payment schedule, and I requested that it be changed due to a change in my job's pay schedule. The dealership attempted to refinance my car and charge me an extra $20 per payment because I was being paid bi-monthly instead of bi-weekly. However, they have now refused to change the payment days, restricted my online payment access, and are refusing to accept a partial payment because I am behind on two payments, which is all because they would not change the pay days before I started the steps to arbitration. Additionally, the dealership repossessed my car on 09/04/2024 between the hours of 3pm-4pm CST. This repossession was carried out without proper notice or legal justification, as I was not actually in default on my payments at the time of repossession.