Business ProfileforFlorida Peninsula Insurance Company

I was issued a quote for homeowners insurance but when the policy was issued it was much more expensive. I was told that the reason was a lapse in my previous policy (3 days). I submitted a 4-point inspection and was told weeks later that I had to fix a leaky hose bib and exposed electrical. The so-called exposed electrical was an old bit of conduit that was disconnected and had no power. I fixed these issues but then I was told they had to have proof that the work was done by licensed contractors. I then spent hundreds of dollars to have work done that I could have done myself for less than $50. I was about to submit proof of repairs as I had been told by the agent (Family First Insurance) that this proof would prevent cancellation if submitted before June 9th. I would have everything done and submitted by June 6th, but I received a letter in the evening of June 5th that I could not get the cancellation rescinded and to contact my agent to look for other insurance. All of this was made worse because I could not communicate directly with Florida Peninsula. All communication had to go through my agent which slowed everything down. I will no longer try to keep this insurance or Agent.

We require repairs are made from a licensed contractor.  The insured did provide proof of the repairs and the policy has been reinstated without any lapse in coverage. A reinstatement letter was sent to the insured on June 6th.