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Find a Location

Merchant One, Inc. has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforMerchant One, Inc.

    Credit Card Processing Services
    HeadquartersMulti Location Business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.33/5stars

    Average of 52 Customer Reviews

    Customer Complaints

    140 complaints closed in last 3 years

    77 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Merchant One Provides direct processing for credit cards, free state of the art equipment, next day funding on ALL card types, and account executives.

    Products & Services

    direct processing for credit cards

    Business Details

    This is a multi-location business.

    Find a Location

    Merchant One, Inc. has 3 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      600 Vel R. Phillips Ave, Milwaukee, WI 53203
      BBB File Opened:
      1/2/2024
      Years in Business:
      20
      Business Started:
      2/6/2004
      Business Started Locally:
      1/2/2024
      Business Incorporated:
      11/26/2002
      Type of Entity:
      Limited Liability Company (LLC)
      Alternate Business Name
      • Merchant One
      Related Businesses
      Business Management
      • Nancy Whitt, Director, Regulatory Compliance
      • Michelle Viands, Client Relations
      Contact Information

      Principal

      • Nancy Whitt, Director, Regulatory Compliance

      Customer Contact

      • Michelle Viands, Client Relations
      • Theresa Uhler, Presidential Liaison
      Additional Contact Information

      Fax Numbers

      • (800) 315-6552
        Primary Fax

      Customer Complaints

      140 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Customer Reviews

      52 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Ramses M

      1 star

      11/07/2024

      We have been working with Merchant One for 2 plus years now and can honeslty they are THE WORST card service company we have dealth with. They add on extra charges they dont even talk about up front with you and make up a variety of different charges along they year and tell you cost are going to go up. They are hard to get ahold of via phone and take forever to fix issues. We just had a large transaction we did with our own card trying to buy from our own business. At first they said because it was a large amount it would not go through the normal next day funding as they needed to have extra documention such as receipts. Understandbly we provided it. I gave them everything they requested for. After telling me multiple times it was being reviewed (days on end), they finally told me it would deposit. The day came to be deposited only to be told to see it was not. After multiple calls there risk team told me that another underwriting team had reviewed the transaction and deemed it unauthorized as we as the owners were doing the transactions. After arguing there reasoning we gave up on it. The very next day the funds were still deposited to our checking acct only to be taken back the after next. On top of it all we were charged for transactional fees we were told by there risk team member Lesly that we would not be charged and if we did they could be reversed. We called today to speak to a supervisor. After being told within 10 min someone would call me back we got an email sent to us saying basically there was nothing they can do. The charges were charges made by the credit companies and not them. Whatever you do, not DO BUSINESS WITH MERCHANT ONE! Find someone else!!

      Merchant One, Inc. Response

      11/14/2024

      Mr. *****,

      Thank you for contacted us with the stated concerns. 

      Charging our own card at the business is against VI/MC regulations and in violation of the processing agreement. Please review your merchant agreement terms and conditions. As a processor fees are paid to the card brands for processing the sales for their merchants, even if reversed, your processor is still charged fees for the sale therefore you are also responsible for fees. You are billed fees on the sales that you run, per your agreement, however in violation of the agreement, the sale to your own card is not permitted therefore it is reversed, you are still responsible for those fees as you processed the sale. 

      We would be happy to look at the sale and your account but would need your merchant number. You can email us directly at ********************** Please provide your merchant number, company name, address and reference case number 13543949.

      Thank You, Fiserv

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